Thursday, June 28, 2012
Friday, June 8, 2012
What documents do I need to retrieve for my bank and short sale negotiator?
To prepare for a short sale, or if you are already in the process of listing your home for short sale, there are multiple docments that you will need to compile and give to your attorney, for delivery to your short sale lender. If you are married, and purchased the property during your marriage, both spouses should provide these documents.* (exceptions exist-call me to find out!)
1. IRS Form 4506-T
2. Financial Statement (Fannie Mae Form 710)
3. 2 most recent months bank statements - all pages
4. 3 most recent pay stubs
5. 2 most recent years tax returns & Form W2's
6. A signed letter describing your financial hardship
7. If self-employed, a current (to-date) and prior year profit & loss statement
8. Business bank statements, all pages
9. 2 most recent years of business tax returns
Your realtor must also provide multiple documents. Please refer your realtor to our office so that we can explore options to make your short sale go smoothly and efficiently!
1. IRS Form 4506-T
2. Financial Statement (Fannie Mae Form 710)
3. 2 most recent months bank statements - all pages
4. 3 most recent pay stubs
5. 2 most recent years tax returns & Form W2's
6. A signed letter describing your financial hardship
7. If self-employed, a current (to-date) and prior year profit & loss statement
8. Business bank statements, all pages
9. 2 most recent years of business tax returns
Your realtor must also provide multiple documents. Please refer your realtor to our office so that we can explore options to make your short sale go smoothly and efficiently!
Can you negotiate with my lender, even if my home is outside of North Carolina?
Yes! I receive that question from time to time, and I can negotiate with your lender in most cases. The majority of home mortgages originate with national banks or lenders who are registered in all 50 states under each state's banking laws and regulations. I would love to hear from you to see if I can evaluate your problem and determine whether I can help with your short sale!
Monday, June 4, 2012
We may love living and working in Raleigh, but there are lots of reasons why people outside of the Triangle are excited about moving here too!
Women’s Health Magazine 2012 Healthiest Cities for Women – Raleigh ranks at #1:
Ecosalon’s 2012 10 Best Cities in America for Health and Happiness – Raleigh makes the list!:
Forbes List of 15 Best Cities for Young Adults – Raleigh ranks at #2:
CNN Money 2012 10 Fastest Growing U.S. Cities – Raleigh ranks at #2:
Women’s Health Magazine 2012 Healthiest Cities for Women – Raleigh ranks at #1:
Ecosalon’s 2012 10 Best Cities in America for Health and Happiness – Raleigh makes the list!:
Forbes List of 15 Best Cities for Young Adults – Raleigh ranks at #2:
CNN Money 2012 10 Fastest Growing U.S. Cities – Raleigh ranks at #2:
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